Programs

Maximize Profit while Reducing Risk

Parametric solutions made easy

Enterprise Solutions, Delivered Personally.

Risk data. Reinvented.
Products
About Us Get in Touch
Built for uncertain conditions

Predict the risk.
Protect the outcome.

Our parametric insurance solutions are designed to respond to real-world triggers like weather, natural disasters, and market shifts. Serving complex enterprises, growing businesses, and authorized parties, we deliver coverage that's precise, scalable, and effective.

AIWEX Insurance is shaping the future of insurance.

  • Simple Tools Fast quoting and easy-to-use program pages
  • Smarter Data Risk-specific insights powered by WEX AI
  • Reliable Backing Backed by decades of enterprise-level insurance experience

enterprises

Sophisticated risks require knowledge of markets, modelling, and structuring expertise to derive a valuable product

Steps in the AIWEX Insurance solution process:

  • Information Gathering
  • Listen carefully to problem
  • Discuss range of market solutions
  • Size the solution within defined budget
  • Offer solution set with appropriate structure and financial backing

Growing Businesses / retail

Underserved small clients deserve better coverage tailored to their needs

Steps in the AIWEX Insurance solution process:

  • Select the hazard that is most economically impacting your business and press request information
  • Put in the requested information (including choosing your industry from drop down) to ensure we can provide an effective solution for your business
  • AIWEX Insurance promptly reviews each inquiry and delivers a customized solution that usually fits that location and industry at a fixed premium to payment ratio (e.g. typically 1:12-20)
  • The binding process can then occur after additional communication

Choose your solution:

Highly Customized Solution
Highly Customized Solutions

Sample of Negative Impacts mitigated by AIWEX Insurance: 

  • Sophisticated loss profile that comes from a multitude of event triggers and can result in a wide range of loss
    1. Solutions come from sophisticated modelling of potential outcomes and tailoring a solution to fit that unique business profile
Interested? Request information
Send us your query

    Back

    Traditional Insurance blended with Parametric
    Traditional Insurance blended with Parametric

    Sample of Negative Impacts mitigated by AIWEX Insurance:

    • AIWEX works with industry leading brokers and a wide range of clients to structure programs which more efficiently transfer risk than offered solely through traditional insurance with significant exclusions and large deductibles.  Clients have been involved with:
      1. Construction
      2. Logistics
      3. Crop Insurance / Specialty Crops
      4. Open Air Inventory (e.g. automobile / commercial truck lots, aquaculture)
      5. REIT / Lodging / Entertainment / Retail Shops & Restaurants
      6. Utilities to individual projects (water, energy, AI data centers)
    Interested? Request information
    Send us your query

      Back

      Captive Insurance
      Captive Insurance

      Sample of Negative Impacts mitigated by AIWEX Insurance:

      • AIWEX Insurance excels at working with strategic broker partners to create captive facilities for clients and can provide a range of administrative, risk transfer, and consulting services that increase the overall effectiveness and reduce the cost of these programs.  Captive Insurance is a great vehicle for companies with an ability to share in specific losses and seeking lower premiums.  
      Interested? Request information
      Send us your query

        Back

        Extreme Temperatures
        Extreme Temperatures

        Sample of Negative Impacts mitigated by AIWEX Insurance: 

        • Increase Utility bills
        • Negatively impacted construction completion
        • Freeze and damage to assets (e.g. concrete)
        • Overheat and damage to assets (e.g. excessive wear and tear – HVACs)
        • Lost foot traffic to open air businesses
        Interested? Request information
        Send us your query

          Back

          Drought
          Drought

          Sample of Negative Impacts mitigated by AIWEX Insurance: 

          • Increased irrigation costs
          • Cracked foundations
          • Broken water lines (irrigation and primary)
          • Lost plants and foliage
          • Lost crop yield and livestock
          • High replacement feed cost
          Interested? Request information
          Send us your query

            Back

            High Rainfall / Mudslides
            High Rainfall / Mudslides

            Sample of Negative Impacts mitigated by AIWEX Insurance: 

            • Lost foot traffic to open brick and mortar businesses
            • Increased cleaning / repair costs from mud removal
            • Lost plants and foliage (mold and drowned)
            Interested? Request information
            Send us your query

              Back

              Freezing Precipitation
              Freezing Precipitation

              Sample of Negative Impacts mitigated by AIWEX Insurance: 

              • Slower traffic movements hurts logistic companies and clients waiting for time sensitive deliveries
              • Broken power lines which can lead to lost business days / costs
              • Increased freezing precipitation removal cost  (salt and road plows)
              Interested? Request information
              Send us your query

                Back

                Wildfire
                Wildfire

                Sample of Negative Impacts mitigated by AIWEX Insurance: 

                • Property damage
                • Business Interruption damage
                • Lost plants and foliage
                • Smoke inhalation
                • Lost foot traffic to open brick and mortar businesses

                Interested? Request information
                Send us your query

                  Back

                  High and Low Wind / Solar
                  High and Low Wind / Solar

                  Sample of Negative Impacts mitigated by AIWEX Insurance: 

                  • Wind farms suffer from both low and high extreme wind
                  • Solar farms suffer from low solar irradiation
                  • Buildings windows and roofs and billboard signs can be damaged by high winds
                  • Crane operators and “special event” venues can be forced to cancel product delivery with high winds”
                  Interested? Request information
                  Send us your query

                    Back

                    Floods
                    Floods

                    Sample of Negative Impacts mitigated by AIWEX Insurance: 

                    • Lost transportation up and down major rivers and across lakes (logistics losses)
                    • Property damage
                    • Business Interruption damage
                      • Lost foot traffic to open brick and mortar businesses
                    Interested? Request information
                    Send us your query

                      Back

                      Earthquakes
                      Earthquakes

                      Sample of Negative Impacts mitigated by AIWEX Insurance: 

                      • Cracked foundations / other property damage
                      • Broken water lines (irrigation and mains)
                      • Lost foot traffic to open brick and mortar businesses
                      Interested? Request information
                      Send us your query

                        Back

                        Hurricanes
                        Hurricanes

                        Sample of Negative Impacts mitigated by AIWEX Insurance: 

                        • Lost foot traffic to brick and mortar businesses
                        • Property damage
                        • Business Interruption related events (food spoilage from related power outages)
                        Interested? Request information
                        Send us your query

                          Back

                          Extreme Temperatures
                          Extreme Temperatures

                          Sample of Negative Impacts mitigated by AIWEX Insurance: 

                          • Increase Utility bills
                          • Negatively impacted construction completion
                          • Freeze and damage to assets (e.g. concrete)
                          • Overheat and damage to assets (e.g. excessive wear and tear – HVACs)
                          • Lost foot traffic to open air businesses
                          Interested? Request information
                          Send us your query

                            Back

                            Drought
                            Drought

                            Sample of Negative Impacts mitigated by AIWEX Insurance: 

                            • Increased irrigation costs
                            • Cracked foundations
                            • Broken water lines (irrigation and primary)
                            • Lost plants and foliage
                            • Lost crop yield and livestock
                            • High replacement feed cost
                            Interested? Request information
                            Send us your query

                              Back

                              High Rainfall / Mudslides
                              High Rainfall / Mudslides

                              Sample of Negative Impacts mitigated by AIWEX Insurance: 

                              • Lost foot traffic to open brick and mortar businesses
                              • Increased cleaning / repair costs from mud removal
                              • Lost plants and foliage (mold and drowned)
                              Interested? Request information
                              Send us your query

                                Back

                                Freezing Precipitation
                                Freezing Precipitation

                                Sample of Negative Impacts mitigated by AIWEX Insurance: 

                                • Slower traffic movements hurts logistic companies and clients waiting for time sensitive deliveries
                                • Broken power lines which can lead to lost business days / costs
                                • Increased freezing precipitation removal cost  (salt and road plows)
                                Interested? Request information
                                Send us your query

                                  Back

                                  Wildfire
                                  Wildfire

                                  Sample of Negative Impacts mitigated by AIWEX Insurance: 

                                  • Property damage
                                  • Business Interruption damage
                                  • Lost plants and foliage
                                  • Smoke inhalation
                                  • Lost foot traffic to open brick and mortar businesses

                                  Interested? Request information
                                  Send us your query

                                    Back

                                    High and Low Wind / Solar
                                    High and Low Wind / Solar

                                    Sample of Negative Impacts mitigated by AIWEX Insurance: 

                                    • Wind farms suffer from both low and high extreme wind
                                    • Solar farms suffer from low solar irradiation
                                    • Buildings windows and roofs and billboard signs can be damaged by high winds
                                    • Crane operators and “special event” venues can be forced to cancel product delivery with high winds”
                                    Interested? Request information
                                    Send us your query

                                      Back

                                      Floods
                                      Floods

                                      Sample of Negative Impacts mitigated by AIWEX Insurance: 

                                      • Lost transportation up and down major rivers and across lakes (logistics losses)
                                      • Property damage
                                      • Business Interruption damage
                                      • Lost foot traffic to open brick and mortar businesses
                                      Interested? Request information
                                      Send us your query

                                        Back

                                        Earthquakes
                                        Earthquakes

                                        Sample of Negative Impacts mitigated by AIWEX Insurance: 

                                        • Cracked foundations / other property damage
                                        • Broken water lines (irrigation and mains)
                                        • Lost foot traffic to open brick and mortar businesses
                                        Interested? Request information
                                        Send us your query

                                          Back

                                          Hurricanes
                                          Hurricanes

                                          Sample of Negative Impacts mitigated by AIWEX Insurance: 

                                          • Lost foot traffic to brick and mortar businesses
                                          • Property damage
                                          • Business Interruption related events (food spoilage from related power outages)
                                          Interested? Request information
                                          Send us your query

                                            Back

                                            Need support structuring insurance coverage for complex risk environments?

                                            Get in touch with a specialist
                                            testimonial

                                            "When Katrina hit, NFIP limits weren't enough…"

                                            Rachel Lewis, Operations Manager. Read Case Study